'A step back': Tightened regulatory norms put crypto investors in a spot
On India bringing digital assets under anti-money-laundering law, Dileep notes the extension gives the government far more visibility into transfers that leave the country.
Policy & CBDC
Policy, regulation and the digital rupee
Dileep Seinberg on India's rules for digital assets, crypto taxation, anti-money-laundering, the digital rupee and central bank digital currency (CBDC).
Page last updated
2023
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ReadIndia's Crypto Regulation Now Has Teeth, Experts Say
Dileep expects India's new anti-money-laundering rules to weigh on centralised crypto platforms and push activity toward decentralised venues.
ReadRationalized India tax regime to bring down TDS — digital currency experts hopeful for Union Budget 2023
Ahead of the Budget, Dileep argues the 1% TDS on digital-asset trades can and should be eased, even if the headline tax rate stays.
ReadIndian Crypto Community Hopes for Tweaks in Crypto Regulations in 2023
Dileep on why Indian investors are watching the Union Budget closely: tax design will decide how fast adoption moves.
2022
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Cryptocurrency in 2022: What it was, what it is, and what to expect in 2023
Looking back on 2022, Dileep describes an industry moving from unorganised and unregulated to audited and regulated, and expects 2023 to be a year of growth and consolidation.
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Stiff regulation comes to India's digital asset ecosystem following FTX's collapse
After FTX, Dileep backs consistent, clear rules so companies know exactly where the lines are and how to operate inside them.
ReadAs More Crypto Exchanges Go Bust, Is Your Money Safe With Them In India?
Dileep explains the limits of self-regulation at Indian exchanges and why investors need a clearer legal route to recover funds.
ReadSystems, protocols in place to avoid FTX-like crisis: Indian crypto companies
After the FTX collapse, The Economic Times asked Indian digital-asset companies what safeguards they had in place — MuffinPay among them, on building compliance and governance in from day one.
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Digital Rupee Vs Crypto: Is It A Fight?
Dileep's column on India's digital rupee and private digital assets — whether they compete, or can serve different needs side by side.
ReadRBI Reiterates Crypto Threat, Says It Undermines Financial Stability
Dileep calls India's coming digital rupee the biggest fintech step since UPI, with real enterprise use cases to follow.
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Following Binance Controversy, WazirX Trading Volume Down Over 50%
Dileep warns that repeated exchange disputes erode investor trust and expects firmer action from authorities.
ReadCrypto brain drain in India: What developers and exchanges say
India Today Tech asks builders and exchanges why blockchain talent and companies are moving abroad, with Dileep among the industry voices on what India's rules mean for its developers.
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India's CBDC Set To Take Off: From Cross-Border Payments To Subsidies — Here Are The Use Cases
Dileep on where a digital rupee helps most, starting with simpler bank-to-bank and cross-border settlement.
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Crypto Industry Refute RBI Deputy Governor's Stance On CBDCs, Call It 'Naive'
Dileep reads the central bank's caution as concern over stability and fraud — both of which good regulation reduces.
ReadIndia Crypto Exchanges See Funds Squeeze As Popular Payment Mechanism Blocked
When UPI rails were withdrawn from exchanges, Dileep explained why every platform stepped back — no one wanted to clash with the regulator.
ReadHow will 1% TDS on crypto transactions impact crypto traders? Experts explain
Dileep argues legal uncertainty, not the 1% deduction, is what really holds investors back.
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Crypto Market Splashed With Green: Have The Bears Fled The Market Finally?
Dileep on the timeline for the bear phase to settle, and why India's tax clarity can bring institutions in.
ReadAll crypto assets in India will be taxed 30%; What does it mean for investors?
On Budget day, Dileep welcomes regulation over a ban, questions the 30% rate and calls the digital rupee long-awaited.
Read2022: When NFTs Will Turn Bold And Beautiful
Dileep predicts creator platforms, Web3 social networks and wider central-bank digital currency adoption in the year ahead.
2020
ReadCrypto Regulatory Clarity in India: The Missing Piece to Mass Adoption
Dileep points to India's wallet boom as proof that adoption can be fast once the right catalyst arrives.
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India Crypto Renaissance: Industry Sees Rebirth as RBI Crypto Ban Lifts
Dileep credits India's young mobile-first users, cheap data and low-cost phones, and predicts a national digital currency within years.