Crypto cards: spending digital dollars like cash
Page last updated
A crypto card lets you spend a digital balance at ordinary shops and websites. The conversion happens at the moment you pay, so the merchant receives local money and you spend as you would with any card.
Cards are the most familiar way to pay. A crypto card connects that habit to a digital-asset or stablecoin balance: tap or enter the card, and the right amount is converted and settled in the merchant's currency.
For people who already hold digital dollars, a card closes the gap between holding and living. Groceries, travel and subscriptions sit alongside bills and transfers.
Cards are one of the three pillars of MuffinPay's Life Payments — Bills, Transfers and Cards — planned to follow bill payments and money transfer as MuffinPay opens in stages.
Spend anywhere cards work
Merchants are paid in local currency as usual.
Converted at the moment you pay
No manual selling or transfers beforehand.
Part of one money life
Cards sit beside bills and transfers in one place.
Built for everyday use
Designed for daily spending, not occasional trading.
Questions people ask
How does a crypto card work?
When you pay, the card converts the required amount from your digital balance and the merchant is paid in local currency, like any other card payment.
When will the MuffinPay card be available?
The MuffinPay card is planned after bill payments and money transfer. Join the waitlist at waitlist.muffinpay.com to hear first.